Insurance
Many people minimize the value of insurance. However proper insurance coverage is needed to prevent unfortunate events like a car accident, a home burning down, or an injury from derailing your long term financial goals.
Metanoia has relationships with over 50 of the top insurance agencies in the country and can “shop” these carriers to find the best product at a great price to meet the need for you or your family. Please contact me regarding the type of insurance you may need so I can provide you with a questionnaire that will allow me to get you a quote. If you’re not sure what you’re looking for, but feel you should have insurance, simply Contact Me and we can discuss your needs further.
Life Insurance
The primary purpose of life insurance is to protect your family financially in the event of your death. Properly positioned, the benefit from a life insurance policy can provide a steady stream of income for your family. It can also provide liquid capital to pay estate taxes and other obligations.
Disability Insurance
Disability insurance helps replace income lost because of an accident or illness. One survey found that 43% of people aged 40 will suffer a disability of at least 90 days before they reach age 65.
Long Term Care
One of the greatest potential risks faced by Americans is the need for long-term care. The New England Journal of Medicine recently reported that about 49% of people who are 65 plus will need long term care assistance before they die. Long-term care insurance transfers a portion of the risk of long-term care expenses to an insurance company helping to protect you and your family from potentially devastating expenses.
Bobby Cremins
From working at top Wall Street firms, I developed a different approach to managing personal finance.
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